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In this article, we answer your most frequently asked questions about Energy Efficient Mortgages (EEM). In recent years, there has been a strong push towards energy efficient homes and the ”go green” movement. As you may know, energy efficient homes cost less to run because homebuyers can essentially save on their energy costs, which makesRead more

Real estate agents receive commissions from home buyers and sellers, collectively earning over $50 Billion per year. Learn how commission amounts are set, who pays them, and how they work in this article. Most real estate agents, or Realtors, do not receive a salary and they generally do not get reimbursed for the expenses incurredRead more

You’ve heard the term used before, but what does loan closing mean? Find out all you need to know about the process. Leading up to the loan closing process you’ve completed a loan application, discussed loan options with your lender, received a Good Faith Estimate (GFE), submitted financial documentation, conducted a home appraisal and finallyRead more

If you live in California and are over the age of 55 you can effectively reduce your property taxes when buying a new home. In California when you buy a new home your new property is subject to reappraisal and therefore a new base tax value. Since real estate historically appreciates over time, your newRead more